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Independence Blue Cross in Pennsylvania

A.M. Best Rating NR as of 12/08/2025
Independence Blue Cross
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Independence Blue Cross
Independence Blue Cross

For more than 80 years, Independence Blue Cross(IBC) has offered quality health care products and services designed to help keep members well.

Independence Blue Cross (IBC) is a leading health insurance provider in Pennsylvania, offering a range of health plans to more than 8 million individuals and businesses across nationwide. Each day, they work to promote the health of our members and of people across the community. Independence Blue Cross Health Insurance collaborates with doctors and hospitals, state and local officials, and leading health coalitions to support advances in the quality of health care and increased access to health care.

Members of an Independence Blue Cross Pennsylvania Health Plans have the IBC promise that they will continue to create innovative, cost-effective plans, tools, and programs that center around members' health and wellness for many years to come.


Helpful Tools and Resources Offered

Independence Blue Cross in Pennsylvania offers a variety of helpful tools and resources to its members, including online access to health records, claims and benefits information, and wellness programs. Members can also use the IBC mobile app to find in-network providers, view claims, and access telemedicine services.

Independence Blue Cross Health Plans also offer its members access to its 24/7 Nurse Line, where members can speak to a registered nurse for medical advice and guidance. In addition, members can take advantage of Independence Blue Cross in Pennsylvania's Health Advocate service, which offers personalized support for navigating the healthcare system, finding in-network providers, and managing chronic conditions.


What's Covered? In-network doctor information

Independence Blue Cross in Pennsylvania offers a range of health plans that cover a variety of medical services, including preventive care, prescription drugs, and specialist care. Members can choose from a variety of plan options, including HMO, PPO, EPO, and POS plans.

One of the key benefits of IBC health plans is the wide network of in-network providers. Members can choose from over 25,000 doctors and specialists across Pennsylvania, making it easy to find a provider that meets their needs.


Small Business Coverage

Independence Blue Cross in Pennsylvania offers a range of health plan options for small businesses in Pennsylvania, including fully-insured and self-insured plans. Small businesses can choose from a variety of plan options, including HMO, PPO, EPO, and POS plans, with coverage for preventive care, prescription drugs, and specialist care.

In addition to health insurance coverage, Independence Blue Cross offers small businesses a range of wellness programs and resources, including fitness programs, smoking cessation programs, and stress management resources. These programs can help small businesses improve the health and well-being of their employees, leading to lower healthcare costs and increased productivity.


Independence Blue Cross Health Insurance Awards and Recognitions

> Received "Excellent" accreditation, the highest rating awarded by the National Committee for Quality Assurance for HMO plans, 2007.

> Honored for having the No. 1 immunization education program in the state by the Pennsylvania Immunization Coalition Program, 2007.

> Awarded Corporate Campaign Performance Award for service to the community by The United Way of Southeastern Pennsylvania, 2007.

> Recognized as the outstanding health plan in disease management by the Disease Management Association of America, 2006.




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